1020 Hill Avenue

Elgin, IL
$ 549,900 Beds 4 Baths 2.5 Sq 2,811
Monthly Estimate* How much can I afford?

Completely rebuilt from the original concrete foundation, this exceptional home offers modern design, high-end craftsmanship, and thoughtful upgrades throughout. The open-concept main level features custom hardwood floors, a designer kitchen with quartz countertops, farm sink, peninsula, pantry, and stainless steel appliances, plus a first-floor bedroom and full bath for added convenience. Upstairs, the luxurious primary suite boasts a soaring cathedral ceiling, spa-inspired bathroom with marble finishes, automatic skylights, double floating vanity, and an oversized custom shower with body sprays, rain shower, and bench. Additional living spaces include a guest room, seating area with vaulted ceilings, and elegant glass railings. The finished basement adds valuable living space with epoxy floors, laundry room, and a full bathroom ready for finishing touches with rough in plumbing. Step outside to enjoy a beautifully designed exterior featuring a stamped concrete driveway with heated snow-melt system, custom electronic keypad gate, custom landscaping with irrigation system, deck, and private yard. The home is complete with Andersen windows, custom millwork, 200-amp electrical service, high-efficiency dual a/c and furnace systems(2019), and durable 50-year roofing. Most done with in the last 10yrs. A rare highlight is the nearly completed detached 2 story 2.5-car coach garage with 10' ceilings, heated floors, independent HVAC system, and a almost finished studio above-ideal for guest living or workspace-with rough plumbing for a bathroom and wet bar already in place. This one-of-a-kind property blends luxury, functionality, and modern design-truly move-in ready with incredible potential. A must see!!

Active

  • Price
  • $ 549,900
  • City
  • Elgin
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Elgin
  • Lot Size
  • Zip
  • 60120
  • Sqr Footage
  • 2,811
  • Year Built
  • 1930
  • Taxes
  • $ 6847
  • Style
  • MLS#
  • 12593985
Listed By: My Casa Realty Corp.
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 2811
Sewer Public Sewer
Heating Natural Gas,Forced Air,Sep Heating Systems - 2+,Zoned
Cooling Central Air,Zoned
Possession Closing
Garage Spaces 2.5
Association Fee Includes None
Construction Materials Shake Siding,Stucco,Stone
Year Built 1930
Electric 200+ Amp Service
Township Elgin
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Kane
New Construction No
Property Type Residential
Total Rooms 7
Full Baths 2
Status Active
Directions 25 TO CONGDON WEST TO HILL SOUTH TO HOME
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 6847
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
Property Type Detached Single

Interior Features

Interior Amenities Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),Open Floorplan,Quartz Counters
Basement Finished,Full
Flooring Hardwood
Half Baths 1
Laundry Features In Unit,Laundry Closet,Sink
Total Bedrooms 3
Room Type No additional rooms
LivingAreaSource Estimated
Total Baths 3
Bedrooms Possible 4
Bathroom Double Sink,Full Body Spray Shower

Exterior Features

Parking Features Concrete,Heated Driveway,Garage Door Opener,Heated Garage,Garage,Yes,Garage Owned,Detached,Driveway
Water Source Public
Total Parking 12.5
Lot Dimensions 50X132
Waterfront Y/N No
Other Equipment CO Detectors,Ceiling Fan(s),Sump Pump,Sprinkler-Lawn,Water Heater-Gas

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Chicago, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

3/17/2026 Listed $575,000
5/29/2026 5% - $549,900

Property vs Zip Code Average in 60120

Price
AVG $370K
$550K
Taxes
AVG $6,575
$6,847
Year Built
AVG 1951
1930
Visits
AVG 101
1751
Data Provided by Inside Real Estate®

Areas That We Cover

1020 Hill Avenue Elgin, IL is a Single Family Home for sale at $549900 with 2811 sqft and a lot size of Acre(s). 1020 Hill Avenue Elgin has 4 bedrooms, 2 baths and was built in 1930. The property's zip code is 60120 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Lisa Richards

Lisa Richards

773-681-0711

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