39w194 Water Way

Geneva, IL
$ 550,000 Beds 3 Baths 3.5 Sq 2,150
Monthly Estimate* How much can I afford?

Welcome home to easy living in South Mill Creek! Built in 2021 and beautifully maintained by its original owner, this 3-bedroom Village Home offers modern finishes, flexible living space and a peaceful setting with gorgeous views of the pond and surrounding natural area-all within the highly sought-after Geneva School District. Step inside to a bright, open interior featuring beautiful hardwood floors and an easy flow between the main living spaces. The kitchen is the heart of the home with crisp white cabinetry, quartz countertops, stainless steel appliances and a large center island with seating. The adjoining dining area and spacious family room are filled with natural light, while numerous windows take full advantage of the home's serene setting. Upstairs, the spacious primary suite feels like a true retreat with a vaulted ceiling, large closet and its own attached sitting area-perfect for a private home office, reading room, exercise space or quiet place to unwind. Two additional bedrooms provide comfortable accommodations and flexible space, while convenient second-floor laundry makes everyday living that much easier. Silhouette window shades throughout add both style and privacy. The professionally finished basement adds an impressive amount of additional living space with a spacious recreation area, full bath and recessed lighting, creating a polished extension of the home that's ideal for movie nights, a home gym, game room or guest space. Ample unfinished storage provides plenty of room to keep everything organized and out of sight. Step outside to the low-maintenance Trex deck (with natural gas hookup), where you can enjoy morning coffee or evening dinners while taking in the peaceful surroundings. The two-car garage features high ceilings for additional storage possibilities and a Tesla Wall Connector for convenient at-home EV charging. Fiber-optic internet service is available, providing an excellent option for working from home, streaming, gaming and today's connected lifestyle. Located in South Mill Creek, you'll enjoy the parks, walking and biking paths, golf and community amenities that make Mill Creek such a special place to call home. With newer construction, move-in-ready condition, a professionally finished basement, flexible living spaces and a setting that feels tucked away from it all, this beautifully maintained Village Home offers an exceptional opportunity to enjoy the Mill Creek lifestyle.

New

  • Price
  • $ 550,000
  • City
  • Geneva
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Geneva
  • Lot Size
  • Zip
  • 60134
  • Sqr Footage
  • 2,150
  • Year Built
  • 2021
  • Taxes
  • $ 10617
  • Style
  • Traditional
  • MLS#
  • 12712862
Listed By: Keller Williams Inspire - Geneva
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 2150
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Appliances Range,Microwave,Dishwasher,Washer,Dryer,Stainless Steel Appliance(s)
HOA Fee 170
Garage Spaces 2
Association Fee Includes Exterior Maintenance,Lawn Care
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 2021
Township Blackberry
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Assoc Fee Paid Per Monthly
County Kane
New Construction No
Property Type Residential
Subdivision Name Mill Creek
Total Rooms 10
Full Baths 3
Status New
Directions Fabyan Pkwy W to Mill Creek Dr S to home on Water Way
High School Geneva Community High School
City Geneva
High School District 304
MLS Area Geneva
Elementary School Fabyan Elementary School
Tax Annual Amount 10617
Middle/Junior High School Geneva Middle School
Standard Status Active
Middle/Junior School District 304
Elementary School District 304
Property Type Detached Single

Interior Features

Interior Amenities Vaulted Ceiling(s),Walk-In Closet(s),High Ceilings,Quartz Counters
Basement Finished,Full
Flooring Hardwood
Half Baths 1
Total Bedrooms 3
Room Type Eating Area,Recreation Room,Sitting Room,Breakfast Room
LivingAreaSource Assessor
Total Baths 4
Bedrooms Possible 3

Exterior Features

Model Charlotte
Parking Features Asphalt,Yes,Garage Owned,Attached,Garage
Water Source Public
Total Parking 2
Lot Dimensions 33x123
Waterfront Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Chicago, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Fabyan Elementary School
Middle School Geneva Middle School
High School Geneva Community High School

Price History

9/24/2026 Listed $550,000

Property vs Zip Code Average in 60134

Price
AVG $780K
$550K
Taxes
AVG $12,616
$10,617
Year Built
AVG 1966
2021
Visits
AVG 64
4
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

39w194 Water Way Geneva, IL is a Single Family Home for sale at $550000 with 2150 sqft and a lot size of Acre(s). 39w194 Water Way Geneva has 3 bedrooms, 3 baths and was built in 2021. The property's zip code is 60134 which is in Geneva, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Lisa Richards

Lisa Richards

773-681-0711

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